Buying your first home can be daunting but here at Wakefield Mortgage Services, our mortgage broker helps our customers get the best mortgage deals available.
Self employed people will be able to apply for the same mortgages as everyone else, but it can be trickier than if you were employed in certain circumstances.
You are able to remortgage a property you already own whether you own the property outright or have an existing mortgage already.
If you have defaults, CCJs or a poor credit rating there are specialist providers out there who will be able to provide mortgages to bad credit applicants.
Whether you are dipping your toes into the world of rental property or if you have an existing portfolio, we can help you ensure you get the best possible deal.
The equity loan scheme is a five year interest free government loan. All you need is a 5% deposit to apply. Apply until March 2023.
Shared ownership is effectively a middle ground between owning a property and renting it. This scheme can be particularly useful if you can’t borrow enough.
We believe in guiding you throughout the entire mortgage journey, dealing with estate agents and solicitors is part of what we do.
Wakefield Mortgage Services is a trading style of TMG Direct which is a directly authorised by the Financial Conduct Authority. Firm Ref Number 786245. In general, buy to Let mortgages are not regulated by the Financial Conduct Authority.
A mortgage fee payable is dependent on the complexity of the case and will be agreed at the outset. A fee of up to 1% of the loan amount is payable, for example on a £100,000 mortgage a 1% fee would equate to £1,000. A typical fee is £399 and is payable at the outset or on the issue of an offer of the mortgage.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
